participation in
dangerous activities

we understand everyone is different and many people participate in dangerous activities, hobbies or amatuer sports.

Dangerous Activities means activities and/or sports which present a high level of inherent danger, a high risk of physical harm, and it will typically involve a high level of expertise, exceptional physical exertion, highly specialised gear or involves stunts.

Blend can work with you to understand a client’s exposure and determine what level of cover can be included in a policy for them.

examples of dangerous activities

Examples of Dangerous Activities include but are not limited to:
  • Amateur rugby, AFL, or other contact sports
  • Mountain biking
  • Caving
  • Diving at a depth of more than 30 metres
  • Horse-riding related
  • Hunting or shooting
  • Martial arts, boxing, wrestling or judo
  • Motorsports, rallies or competitions
  • Motorcycling unless You are on a public road, wearing a helmet
    and have appropriate license
  • Mountaineering, abseiling or rock climbing when ropes or guides
    need to be used
  • Parachuting, parasailing or parascending
  • Rafting, canoeing or kayaking in white-water rapids
  • Speedboating/powerboating, Waterskiing and Yachting
  • Winter sports.

requesting cover for a client's activities

If you would like us to consider providing cover for Dangerous Activities your client participates in you can tell us during the online quote process. 

We may request additional information to assess your request. The information provided will be reviewed quickly and where we agree to extend the cover it may result in a higher premium and/or a reduction in coverage.

*This is a general summary only and does not form part of the Policy and cannot be relied on as a full description of the cover provided.

Please refer to the relevant sections of the Policy and Your Policy Schedule for full benefit details and applicable terms, limitations, conditions and exclusions.