brokers
group
personal accident & sickness
From corporations to community clubs, volunteering groups to sporting associations
Blend has a host of accident insurance solutions available to help protect the livelihood of groups of people.
Group accident and sickness insurance is designed to cover groups of people in the event they have an accident or suffer an injury or illness which impacts their ability to continue working in their usual occupation or capacity.
why blend for groups?
- Takeover provisions can be included
- No exclusion for first-presentation mental illness/conditions
- Enterprise bargaining agreement solutions up to 100% of salary
- Direct contact with a local underwriting team with authority
- Workers compensation top-up cover
group personal accident could support
your client by
- Enabling them to protect their employees or members income against injury or sickness
- Differentiating and attracting and/or retaining employees via a unique employee benefit program
- Ensuring they comply with a workplace contract where mandatory cover is required (e.g. on some construction sites)
- Allowing cover to be arranged over and above workers compensation limits already in place
tailorable group benefits*
core benefits
Weekly Benefit for Accidental Injury
Provides cover for weekly Salary if an insured suffers an accidental Injury that within twelve (12) months directly results in them being temporarily disabled and unable to attend their occupation.
There are some terms and conditions that apply and in addition to the general exclusions we will not pay for claims resulting from childbirth or pregnancy apart from any unexpected and unforeseen medical complications or emergencies.
Weekly Benefit for Sickness
Provides cover for weekly salary if an insured suffers a sickness that directly results in them being temporarily disabled and unable to attend their occupation.
There are some terms and conditions that apply and in addition to the general exclusions we will not pay for claims resulting from childbirth or pregnancy apart from any unexpected and unforeseen medical complications or emergencies.
Lump Sum Benefits
Provides a lump sum payment, when, due to an Accidental Injury, one (1) or more of the specified Events occur within twelve (12) months of the Accidental Injury. See the PDS to review the Events along with corresponding percentage of the lump sum amount payable for each Event.
*This is a general summary only and does not form part of the policy and cannot be relied on as a full description of the cover provided.
Please refer to the relevant sections of the policy and policy schedule for full benefit details and applicable terms, limitations, conditions and exclusions.
